True or False: Property and casualty insurance can cover legal liability for damage to others.

Property and casualty insurance is designed to provide coverage for a variety of risks, including legal liability for damage to others. This type of insurance typically includes various forms of liability coverage, which can protect the insured against claims arising from injuries or damages that they may cause to other individuals or their property. For instance, if an insured homeowner's negligence results in damage to a neighbor's property, the property and casualty insurance can cover the legal liabilities, such as legal fees and damages awarded to the affected party. Therefore, the statement is true, as this type of insurance effectively serves to protect individuals and businesses financially from potential legal claims related to damages they may cause to others.