What demographic information may be included in credit reports?

The inclusion of home address in credit reports serves as vital demographic information. Credit reports are designed to provide lenders with relevant personal information about an individual to assess their creditworthiness. The home address helps establish identity and residence stability, which are important factors for credit evaluation. Lenders use this information to connect the consumer with their financial history and to ensure they are reviewing the correct person's credit profile.

In contrast, while employment history is also considered a crucial part of credit assessment, it's not strictly classified under demographic information—it is related to financial stability and income potential. Social media profiles and bank account numbers are not included in credit reports. Social media does not have relevance in truthfulness and reliability for financial assessments, while bank account numbers are considered sensitive and private information that is not disclosed in credit reports for security reasons.