What does Social Security Disability Insurance (SSDI) provide?

Social Security Disability Insurance (SSDI) provides federal benefits specifically to insured individuals who have become disabled due to a medical condition that prevents them from working. This program is designed for workers who have paid into the Social Security system through their payroll taxes and have met specific work-related criteria.

Unlike options that describe benefits for all individuals or benefits based solely on financial need, SSDI is contingent upon prior work history and the severity of the disability. It does not cover every individual unable to work, but rather targets those who have a qualifying medical condition and have contributed to the Social Security system. Similarly, while reimbursement for medical expenses is a common concern for individuals facing health issues, SSDI primarily focuses on providing income support rather than directly covering healthcare costs. This makes the option detailing benefits for insured individuals with a medical condition the most accurate description of SSDI's purpose and functionality.