What is a consequence of avoidance in dealing with problems?

Prepare for the Fincert Certified Personal Financial Counselor (CPFC) Exam with flashcards and multiple-choice questions. Each question is complemented by hints and explanations. Get exam-ready today!

Avoidance in dealing with problems often leads to exacerbating the situation. When individuals or professionals choose to ignore or avoid addressing financial issues, it can result in a buildup of stress, confusion, and potentially worsened conditions over time. For example, when financial difficulties such as debts are not confronted, they can compound due to interest, resulting in even larger problems that may eventually become overwhelming. This tendency to sidestep issues denies the opportunity for discussions that could lead to solutions, ultimately making the situation far more complicated and harder to resolve later on.

In contrast, resolving issues through proactive engagement is vital. It allows for clarification and constructive solutions, which are essential functions of effective financial counseling. Thus, awareness and action are imperative for managing problems rather than avoidance, which typically leads to negative outcomes.

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