What is the goal of a financial counselor according to the text?

The primary goal of a financial counselor is to help individuals increase their financial capacity. This encompasses a range of activities aimed at enhancing an individual's understanding of finances, improving their financial decision-making skills, and ultimately empowering them to achieve their financial goals. Financial counselors work collaboratively with clients to identify areas of improvement, create personalized strategies for budgeting, saving, and managing debt, and foster long-term financial health and stability.

Focusing on increasing financial capacity can lead to better money management, reduced financial stress, and improved quality of life. By enhancing clients' financial literacy and capacity, counselors enable them to make informed choices that align with their values and goals, fostering a sense of independence and confidence in financial matters.