What might be considered non-risky behavior for a younger person?

Investing in the stock market may be considered non-risky behavior for a younger person primarily because younger individuals typically have a longer time horizon to recover from market fluctuations. This long-term perspective allows them to withstand the inherent volatility of equity investment, making it a more suitable approach compared to other options that hold greater immediate risk or financial burden.

Young investors can capitalize on the potential for higher returns over time, as they are often not reliant on these investments for short-term financial needs. The stock market historically offers better long-term gains compared to safer investments, enhancing the growth of wealth for those who can afford to take on some risk.

In contrast, investing in high-risk commodities entails a higher chance of loss and is generally unsuitable for someone who is still building their financial foundation. Waiting to invest until older misses the advantage of compound growth over time. Taking out a reverse mortgage is typically a strategy for older homeowners who wish to access equity in their home and can impose risk in the long term if mismanaged. Hence, investing in the stock market aligns best with a younger person's financial strategy focusing on growth and capital accumulation.