What must debt collectors provide in their written notice under the FDCPA?

The correct answer is the requirement for debt collectors to provide the amount of the debt and the original creditor's name in their written notice, as mandated by the Fair Debt Collection Practices Act (FDCPA). This provision is essential because it ensures that the consumer is fully aware of the debt they owe, including how much it is and who it is owed to. This information is critical for consumers to verify the legitimacy of the debt and to make informed decisions about how to address the financial obligation.

Under the FDCPA, debt collectors have specific duties to maintain transparency and protect consumers from deceptive practices. By providing clear and accurate information regarding the debt amount and the original creditor, consumers can effectively dispute any inaccuracies and take appropriate action based on their financial circumstances.

The other options relate to aspects that are not mandated in the initial written notice under the FDCPA. For instance, while interest rates or payment history may be relevant consumer information, they are not required disclosures by debt collectors at that initial stage. Legal consequences of non-payment may be important for consumers to understand, but they are not specifically included in the written notice requirements aimed at verifying the debt.