What type of information is commonly found in a credit report?

A credit report typically contains a comprehensive overview of an individual's credit history and financial behavior. This includes personal identifying information, such as name, address, Social Security number, and employment history. This detail is crucial, as it helps lenders verify the identity of borrowers and assess their creditworthiness.

In addition to the identifying details, the credit report also includes credit account information, such as credit cards, installment loans, and payment histories, but the emphasis on work history and personal identifying information is particularly pertinent. Employment history may help lenders understand a borrower's stability and ability to repay debts.

Other options, while they may contain some elements of financial information, do not accurately capture the breadth and purpose of a credit report. Credit card numbers and balances alone or merely recent large purchases fail to represent the overall financial picture, while loan applications and stock holdings are not part of what is typically disclosed in a credit report.