Which act is designed to manage unsolicited telemarketing calls?

Prepare for the Fincert Certified Personal Financial Counselor (CPFC) Exam with flashcards and multiple-choice questions. Each question is complemented by hints and explanations. Get exam-ready today!

The Telephone Consumer Protection Act is specifically designed to manage unsolicited telemarketing calls. Enacted in 1991, this legislation provides rules and regulations aimed at reducing intrusive and unwanted telephone solicitations, primarily through the establishment of the National Do Not Call Registry. The Act restricts telemarketing calls made using automatic dialing systems and artificial or prerecorded voice messages, creating a protective framework for consumers who wish to limit the types of marketing calls they receive.

In contrast, the other options focus on different areas of consumer rights and protections. The Affordable Care Act addresses healthcare coverage and reform, the Consumer Protection Act encompasses a broader range of consumer rights and product safety issues, and the Servicemembers Civil Relief Act provides protections related to financial obligations for military personnel. Thus, while all these acts serve important purposes, the Telephone Consumer Protection Act is uniquely suited for handling unsolicited telemarketing communications.

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