Which agency specializes in creating reports used by employers and landlords?

The correct answer is the Nationwide Specialty Consumer Reporting Agencies. These agencies play a significant role in the landscape of consumer reporting by compiling and issuing reports that focus on specific types of information. Unlike traditional credit reporting agencies, which primarily provide credit history, these specialty agencies generate reports that help employers and landlords assess prospective employees or tenants.

Such reports may include information related to an individual's rental history, employment history, and other personal behaviors that are relevant in decision-making processes. For example, a landlord might use these reports to investigate an applicant's previous rental behavior, while an employer might check for background information regarding a candidate before making hiring decisions.

By having specialized arbitration and reporting focused on non-credit-related factors, Nationwide Specialty Consumer Reporting Agencies ensure that employers and landlords have access to comprehensive data that can inform their decisions beyond what is typically found in credit reports. This specialized focus is crucial in understanding individual behaviors and can provide insights that traditional credit reports may not cover.