Which government act aimed to enhance the availability of health insurance?

The Affordable Care Act (ACA) was designed to significantly improve the accessibility and affordability of health insurance for millions of Americans. Enacted in 2010, the ACA aimed to expand Medicaid eligibility, create health insurance marketplaces, and provide subsidies to help lower-income individuals purchase coverage. It includes provisions to prevent insurance companies from denying coverage due to pre-existing conditions and mandates that most Americans obtain health insurance or face a tax penalty.

This act fundamentally changed the landscape of health insurance in the United States by emphasizing preventive care and ensuring that all individuals have the opportunity to obtain health coverage, thereby improving overall public health outcomes and reducing healthcare costs over time.

While the Medicare Act and Medicaid Act also contribute to health insurance availability, they focus on specific populations — primarily the elderly and low-income individuals, respectively. The National Health Care Act typically refers to various proposals for universal healthcare, which have not been enacted as law. Therefore, the Affordable Care Act stands out as the key legislation aimed at broadening health insurance access across the broader population.