Which of the following is NOT a requirement for debt collectors under the FDCPA?

The correct choice indicates that debt collectors are not allowed to contact individuals at work without the employer's approval. This restriction stems from the Fair Debt Collection Practices Act (FDCPA), which aims to protect consumers from abusive practices by debt collectors.

Debt collectors are mandated to identify themselves when they initiate contact, ensuring transparency in their communications. They are also required to provide consumers with a written notice detailing the amount of the debt, which helps individuals understand their obligations and verify the legitimacy of the claim. Additionally, informing the debtor of the name of the original creditor is a requirement that allows consumers to confirm the source of the debt they are being pursued for, further promoting fair practices.

By contrast, the FDCPA places important limitations on how and when debt collectors can correspond with consumers, including prohibiting contact at the workplace if it is known that such contact is prohibited by the employer. This regulation exists to safeguard consumers' privacy and rights, emphasizing the legislative intent behind the FDCPA to limit harassment and undue pressure.