Which of the following is included in Property and Liability Insurance?

Homeowners insurance is indeed included in Property and Liability Insurance. This type of insurance covers private residences against risks such as damage to the home itself and liability for accidents that occur on the property. Homeowners insurance typically provides financial protection against losses due to fire, theft, vandalism, and certain types of natural disasters, in addition to liability coverage for injuries or damages that might occur on the homeowner's premises.

The other options, while critical components of a comprehensive financial plan, do not fall under the category of Property and Liability Insurance. Health insurance is designed to cover medical expenses, life insurance offers financial protection to beneficiaries upon the policyholder's death, and retirement plans focus on saving for income in retirement. These categories serve different purposes and are structured to address specific risks and needs rather than property and liability concerns.