Which of the following is a consideration in calculating current liabilities?

Current liabilities refer to debts or obligations that are due to be settled within one year. These typically include a range of financial responsibilities individuals may have, such as credit card payments, mortgage payments, and any other monthly debt obligations.

The correct consideration in calculating current liabilities is the aggregate of various monthly debt payments. This encompasses all debts that are due within the short term, thus providing a comprehensive view of an individual's financial obligations. Understanding the total amount of these liabilities is crucial for assessing financial health and making informed financial decisions.

The other considerations presented, such as only mortgage payments or only credit card payments, would not provide a complete picture of an individual’s current liabilities. Living expenses without debt included also does not reflect obligations; instead, it overlooks important liabilities that one needs to account for when evaluating financial stability. Understanding the full scope of current liabilities is essential for effective financial planning and management.