Who administers the Fair Credit Billing Act (FCBA)?

The Fair Credit Billing Act (FCBA) is primarily administered by the Consumer Financial Protection Bureau (CFPB). This agency was established to oversee consumer financial products and services, ensuring that consumers are treated fairly and have access to transparent information. The CFPB's role includes enforcing statutes like the FCBA, which provides consumers with certain rights regarding their credit card accounts, including the ability to dispute billing errors and request corrections.

The other entities mentioned, while involved in various aspects of consumer protection and financial oversight, do not have the primary responsibility for administering the FCBA. The Federal Reserve Board has a role in regulating some aspects of the financial system, but it does not specifically administer the FCBA. The National Consumer Credit Protection Agency is not a recognized federal agency in the context of the FCBA, and the Department of Justice, while it may be involved in legal enforcement of consumer rights in some cases, does not administer the FCBA. Thus, the Consumer Financial Protection Bureau is the correct answer as it is the agency dedicated to overseeing and enforcing consumer protection laws related to credit.