Who signed the FACT Act into law?

The Fair and Accurate Credit Transactions Act (FACT Act) was signed into law by George W. Bush on December 4, 2003. This legislation was significant because it amends the Fair Credit Reporting Act to enhance the protection of consumers' privacy and to combat identity theft. Among its key provisions were the requirement for credit reporting agencies to provide consumers with free annual credit reports and measures to limit the use of consumer credit information for marketing purposes. This law reflects a broader trend during the early 2000s toward increasing transparency and accountability in credit reporting, addressing growing concerns about identity theft, and ensuring consumers had the tools necessary to manage their credit information.