Who would likely shop primarily as a way to kill time?

Prepare for the Fincert Certified Personal Financial Counselor (CPFC) Exam with flashcards and multiple-choice questions. Each question is complemented by hints and explanations. Get exam-ready today!

The choice of recreational spenders is the most suitable answer because this group engages in shopping primarily for enjoyment and leisure. Recreational spenders view shopping as a leisurely activity, similar to going to a movie or having a coffee. For them, shopping is a way to fill free time and provide a sense of entertainment, rather than a necessity or a means to achieve a particular goal.

On the other hand, avoidance spenders typically engage in shopping to distract themselves from negative emotions or circumstances, using purchasing as a temporary escape. Utilitarian spenders view shopping strictly as a means to an end, focusing on necessities and practical items rather than the experience of shopping itself. Therapeutic spenders often shop to gain comfort or alleviate stress but do so with a more emotional motivation than simply passing time.

Therefore, the definition of recreational spenders aligns perfectly with the question about shopping primarily to kill time, making it the correct answer.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy